Today the Atlantic County Municipal Joint Insurance Fund has grown considerably and stands as a successful example of what local government can do to provide solutions to complex problems. We wish to thank the Mayors, elected officials and municipal officers and administrators for the cooperation given to the initial study. We also thank you for your support in initially forming the Atlantic County Municipal Joint Insurance Fund and continuing its mission to provide stable insurance costs.

    Various township and borough administrators, managers, clerks, risk management consultants, safety representatives and elected officials are to be congratulated for the fine job they have done year round; attending the Executive Committee and various sub-committee meetings and for their careful review and deliberate consideration of the kinds of risks and exposures to loss which come to their attention throughout the year.